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4 Tips To Help You Save On Prescription Drugs
Prescription drugs can be very costly. Luckily, those who qualify for Medicare have the option to enroll in a Medicare Part D drug plan or a Medicare Advantage plan to help alleviate drug costs. These...
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Are You Ready For Annual Enrollment?
The Annual Enrollment Period is quickly approaching. This is the period of time where you can make changes to you Medicare coverage. Between October 15th and December 7th every year, you may join,...
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Understanding Medicare- Part D
Part D- This is a prescription drug coverage plan created to help cover most or all of you prescription drug costs and that is offered to anyone with Medicare . There are two ways to get coverage and...
View ArticleUnderstanding and Avoiding the Part D Late Enrollment Penalty
What is the Part D Late Enrollment Penalty? Its an amount that’s added to your part D premium. You may receive the penalty any time after your initial enrollment period is over or there is a period of...
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The Donut Hole- Medicare Part D
Donut Hole- this coverage gap occurs when you and your Medicare drug plan have spent a set amount of money for covered drugs and you begin “out-of-pocket” paying for your prescription drug costs until...
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Closing the Donut Hole, What will it cost?
The Affordable Care Act, a major reform signed into place in 2010 by President Obama, is supposed to help control rising healthcare costs over years to come. One of the initiatives is to have the donut...
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The Truth about Generic Drugs
There is a lot of debate about whether or not brand-name drugs are better than generic drugs and if they are of the same quality. However, there shouldn’t be because according the U.S. Food and Drug...
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Prescription Drug Networks
All Medicare drug plans and Medicare Advantage drug plans have networks, which are the composition of pharmacies, such as CVS or Walgreens, your plan has contracts with. Therefore, if you go to a...
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Coverage Rules- Medicare Part D
I’d like to talk about the coverage rules that apply to Medicare Prescription Drug Coverage Plans. The three main rules are prior authorization, step therapy, and quantity limits which were made to...
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Extra Help- Part D
Medicare prescription drug coverage can be expensive for those with a limited income and therefore is why Extra Help exists. To give you a quick snapshot of how much you can save on your drug costs if...
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